PRIVATE CLIENT
Private Client Relocation
Complex tax position. International assets.
A fully coordinated Spain entry strategy.
WHO THIS IS FOR
For individuals where the stakes are higher
Relocating to Spain with significant wealth, passive income, or assets in multiple jurisdictions is a different exercise from a standard employment move. The tax implications are more complex, the compliance obligations are broader, and the cost of an uncoordinated approach is proportionally higher. This engagement is designed for individuals where all of that applies.
Investors and financially independent individuals
You have passive income — dividends, rental, interest — and want to relocate to Spain without triggering unnecessary Spanish tax exposure on your international portfolio.
Crypto and digital asset holders
You hold significant crypto or digital assets and need to understand the Spanish tax treatment, Modelo 721 reporting obligations, and how to structure the move to minimise compliance risk.
Individuals leaving high-tax jurisdictions
You are leaving the UK, US, Germany, or another high-tax jurisdiction and need both the exit and the Spain entry designed together — including origin-country exit tax, treaty positions, and the timing of residency change.
Founders and executives with equity or deferred income
You have unvested stock, deferred compensation, or a pending liquidity event. The interaction between your income timing and your Spanish residency start date needs careful planning.
THE COMPLEXITY
What makes this different
Spain taxes residents on worldwide income.
Once you become a Spanish tax resident, your global income is subject to Spanish IRPF — unless you qualify for the Beckham Law regime, which limits Spanish tax to domestic income for up to six years. For individuals with significant foreign income, Beckham eligibility is the single most important decision in the Spain entry strategy.
Modelo 720 and Modelo 721 reporting obligations.
Spanish tax residents with foreign assets above certain thresholds must declare them annually via Modelo 720 (bank accounts, investments, real estate) and Modelo 721 (crypto and digital assets). Missing these declarations carries significant penalties. The reporting obligations need to be understood before you establish residency.
Wealth tax and the Solidarity Tax.
Spain levies a wealth tax on assets above €700,000 (regional thresholds vary). The Solidarity Tax — introduced in 2022 — applies at the national level for net assets above €3 million. For high-net-worth individuals, understanding the wealth tax exposure and the available regional exemptions is a material part of the Spain entry decision.
THE APEXTAX APPROACH
One coordinated strategy. One point of contact.
ApexTax is a tax strategy consultancy. We do not provide formal tax or legal advice, manage assets, or represent clients before tax authorities. What we do is design the complete Spain entry strategy for your situation — tax position, visa pathway, asset reporting, and income structure — and coordinate the qualified specialists who execute each component.
For private clients, the value of a single coordinating point is highest precisely because the number of professionals involved is greatest. Tax advisor, immigration specialist, wealth manager, gestor — each executing their piece without a strategy layer is where expensive mistakes happen.
What that means in practice
We assess your full situation — income sources, asset portfolio, origin-country obligations, visa options, and Beckham eligibility — and design a coordinated Spain entry strategy before any filing or application begins.
We produce a written strategy document covering your tax position, visa pathway, asset reporting obligations, and the timing of each step relative to your residency start date.
We introduce and coordinate the tax specialist, immigration specialist, and — where relevant — wealth manager or gestor required for your specific situation. One point of contact throughout.
WHAT'S INCLUDED
Your Private Client Relocation engagement
Full situation assessment
A review of your income sources, asset portfolio, origin-country obligations, residency timeline, and goals. The starting point for every private client engagement.
Tax position design
Beckham Law eligibility assessment, IRPF exposure modelling, and income structure recommendations — including the interaction between your Spanish and origin-country tax positions.
Visa pathway identification
Identification of the right residency pathway for your situation — DNV, NLV, or HQ Visa — and the documentation strategy for the application.
Asset reporting strategy
A clear guide to your Modelo 720 and Modelo 721 obligations, reporting thresholds, and the timeline for compliance relative to your residency start date.
Specialist coordination
Introduction to and coordination of the tax specialist, immigration specialist, and any other professional required for your case. We manage the interfaces between them.
Single point of contact
One person coordinating the full Spain entry process — from strategy design through to residency established and compliance in place.
THE PROCESS
Five steps from situation assessment to Spain entry
01
Full situation assessment
We review your complete picture: income, assets, existing structures, origin-country obligations, and Spain residency goals. This is where we identify the complexity and design the engagement scope.
02
Strategy design
We produce a written Spain entry strategy document covering tax position, visa pathway, asset reporting obligations, and the timing of each step. You have a complete picture before any filing or application begins.
03
Specialist identification and introduction
We identify the right combination of specialists for your case — tax advisor, immigration specialist, wealth manager, gestor — and make the introductions with full context.
04
Coordinated execution
We coordinate the parallel workstreams — visa application, tax registrations, asset reporting setup — acting as the single point of contact between you and all specialists throughout.
05
Ongoing reference point
Once Spain entry is complete, we remain available for annual tax position reviews, reporting obligation changes, income structure adjustments, or questions that arise as your situation evolves.
Tailored to your situation
Pricing for private client engagements is tailored to the complexity of your situation — number of income sources, asset portfolio breadth, origin-country obligations, and the number of specialists required to execute the strategy.
Specialist fees — tax advisor, immigration specialist, wealth manager — are agreed directly between you and each specialist. They are separate from the ApexTax strategy and coordination fee.
Start with a free 15-minute call. If the scope is complex, we will propose a paid strategy session before any execution begins.
Get in touchWHO YOU WORK WITH
Your strategy is designed by Gerard Martínez
Your strategy is designed by Gerard Martínez, Founder of ApexTax and a specialist in cross-border employment and tax positioning. Gerard is completing IBFD International Business Taxation studies and has coordinated Spain relocation strategies for internationally mobile professionals, founders, and individuals with complex cross-border situations.
Technical execution across tax, immigration, and wealth is handled by vetted specialists from ApexTax's partner network — selected for their experience with international private client work and their track record with AEAT and Spanish compliance obligations.
Founder & Cross-Border Relocation Strategist
BEFORE YOU ENGAGE
Read the full guides
Many clients find it useful to understand the framework before our first conversation.
FAQ
Common questions
Your Spain entry strategy, designed in full.
For individuals with complex situations, the difference between a coordinated Spain entry and an uncoordinated one is measured in avoidable tax exposure, missed compliance windows, and expensive restructuring. The time to design the strategy is before the move, not after.
ApexTax SL is a strategic consultancy. We do not provide formal legal or tax advice, nor do we act as a law firm, immigration lawyers, or licensed tax advisors. Implementation of legal and tax procedures is delivered by independent qualified professionals selected and coordinated by ApexTax. Information on this site is for educational purposes only. Banking and investment services are provided by regulated banking and wealth professionals, not ApexTax.